What is hybrid insurance?
Hybrid learner insurance is a policy that gives you your freedom now and once you pass. It’s an annual policy that covers you on both your provisional licence and your full licence. Not only do you get consistent pricing across both licences, but you can start building your no claims bonus straight away. It’s pretty nifty, actually.
*Based on average cost of purchasing learner and new driver insurance separately.
No price increases
Know what you’re paying from provisional to full licence
Practise, pass, and drive away on the same policy
Instant no claims
Grow your no claims bonus and start saving!
Types of hybrid driver insurance
There are three types of cover to choose from. Experts will assess what type suits you when your policy is set up.
Third party only
Covers you for injury caused to other people and damage caused to their property
Third party fire and theft
Like ‘third party only’ but adds cover in case your car is stolen or damaged by fire
The same as ‘third party fire and theft’ but also covers you for damage you do to your own car
Telematics that works for you
Hybrid insurance is a black box policy based on education.
No night-time curfews
Drive where you want, when you want
No quarterly reviews
Stay in control of your freedom
No automatic fines
Brake, corner, and accelerate with confidence
How it works
Speak with an expert
Get tailored advice from the first-time driver insurance specialists.
Learn and pass with confidence
Start driving straight away on your provisional licence.
Same policy, same price
Stay on the same cover after passing your test.
Hybrid insurance to get you on the road
- No price increases from provisional to full license
- Seamless cover for practising and passing
- Grow your no claims bonus and start saving!
Request a call back
Experts will tailor a policy to your needs. If your needs change during the policy, simply call your account manager and they'll help you update the policy.
Firstly, congratulations! Secondly, just get in contact with your account manager and they can help you adjust your policy to reflect your new car insurance band.
Telematics policies involve having a small, black box installed in your car. This box includes a GPS tracker which monitors your location, as well as an accelerometer that records your braking, cornering, and accelerating habits.
On hybrid insurance? Of course you can! You can even drive home when you pass, something learner insurance policies don’t usually cover.
Sure! As long as that car is already covered with annual insurance, you can add cover for when you’re driving it.
Not necessarily. Dual cover is when the same risk is insured twice on the same car. Adding your own cover on someone else’s car is two different risks, one for you and one for them.
Temporary insurance is high cost, short duration cover. It’s meant for experienced drivers who want to cover a few hours or a couple of days in someone else’s car.
Yes! In fact, you have to be: it’s your cover. You don’t have to be the main driver of the car, but you have to be the main driver of your insurance policy.
You can take as many passengers as you car can legally carry. Just remember that on your provisional licence the front passenger has to be able to supervise your driving. After that, it’s up to you.