Hybrid learner insurance is a policy that gives you your freedom now and once you pass. It’s an annual policy that covers you on both your provisional licence and your full licence. Not only do you get consistent pricing across both licences, but you can start building your no claims bonus straight away. It’s pretty nifty, actually.
Know exactly what you’re paying from provisional to full licence.
Practise, pass your test, and drive away on the same policy.
Grow your no claims bonus early, saving 40% on average in the second year!
This covers you for any injury or damage caused to other people and their property.
This takes ‘third party only’ and adds cover in the event your car is stolen or damaged by fire.
This covers ‘third party fire and theft’ plus any damage you accidentally do to your own car.
Hybrid insurance is a black box policy based on education.
Our experts will tailor a policy to your needs. If your needs change during the policy, simply call your account manager and they’ll update the policy for you.
Firstly, congratulations! Secondly, just get in contact with your account manager and they can adjust your policy to reflect your new car insurance band.
Telematics policies involve having a small, black box installed in your car. This box includes a GPS tracker which monitors your location, as well as an accelerometer that records your braking, cornering, and accelerating habits.
On hybrid insurance? Of course you can! You can even drive home when you pass, something learner insurance policies don’t usually cover.
Sure! As long as that car is already covered with annual insurance, you can add cover for when you’re driving it.
Not necessarily. Dual cover is when the same risk is insured twice on the same car. Adding your own cover on someone else’s car is two different risks, one for you and one for them.
Temporary insurance is high cost, short duration cover. It’s meant for experienced drivers who want to cover a few hours or a couple of days in someone else’s car.
Yes! In fact, you have to be: it’s your cover. You don’t have to be the main driver of the car, but you have to be the main driver of your insurance policy.
You can take as many passengers as you car can legally carry. Just remember that on your provisional licence the front passenger has to be able to supervise your driving. After that, it’s up to you.