Black box, or ‘telematics’, is a way for people on a budget to find their independence. A small device is installed in your car, and this is used to determine your driving habits. You can then be rewarded for safe driving with lower premiums. It’s a win-win!
Anyone can take out a telematics policy and save money. That said, the younger and less experienced you are, the more benefit you generally get. If you’re interested in just how much you could save, why don’t you speak with one of MyFirstUK’s experts?
A black box lets you build up a picture of your good driving habits so you pay less on your insurance. It’s comprised of two main parts - a GPS locator and an accelerometer.
MyFirstUK’s black box policies are based on education, not punishment.
Drive where you want, when you want.
Stay in control of your freedom.
Brake, corner, and accelerate with confidence.
Telematics car insurance is when you have a small device in your car that monitors your driving habits.
With a black box installed, you get cheaper premiums and are rewarded for safe driving.
Some insurers will increase your premiums if your driving habits consistently expose you to unnecessary risk.
It’s possible. If you bought the car second-hand the previous owner may have had a black box installed. They’re usually fitted behind the dashboard, out of sight. You can choose to have the black box removed, but once an insurance policy has been cancelled the box is deactivated. So, it won’t be collecting any data.
Definitely! You get savings for having telematics installed and then usually further reductions on your premium for safe driving.
Black boxes don’t limit your driving in any way, but they do record everything you do.
That depends on a lot of factors, including your age and driving habits. Generally speaking, the younger and safer you are as a driver, the more you’ll save.
Not all, no. That’s up to the individual insurer to decide. MyFirstUK’s policies don’t have curfews.
Usually, nothing! A black box will generally be fitted to your car for free if you take out a telematics policy.